6 HOUR DEFENSIVE DRIVING CLASS (DDC)
TAKE DDCCompletion of a New York DMV-approved Point and Insurance Reduction Program (also known as PIRP and defensive driving) provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. Your car insurance discount is awarded on your current policy. You do not have to change your insurer or insurance agent.
If you have a traffic ticket, the benefits are even greater: New York Defensive Driving courses can mean a 4-point reduction on your driving record. |
INSURANCE DISCOUNTThis defensive driving course is approved by the New York DMV for insurance reduction*. When you successfully complete the course, you will receive a mandatory 10% reduction in the base rate of liability, no-fault and collision premiums of your automobile insurance for three years.
You will also be eligible for traffic ticket point reduction! Simply complete this defensive driving course to reduce up to four points off your license. |
POINT REDUCTIONCompleting this course will also reduce your active driver violation point total by up to four points. This means the New York DMV will not count up to four points on your driving record toward license revocation or suspension. Point reduction applies to points assessed for violations occurring in the last 18 months.**
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*Successful completion of 320-minute course by principal operator of insured vehicle provides 3-year, 10% reduction in base rate of motorist's current car liability, no-fault & collision premiums.**Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record. Reduced points remain on the driving record but are not counted by NYS DMV against the license. Point reduction does not remove, delete, subtract or erase violations, convictions or points, or prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI or three speeding violations within 18 months.